Asseco SEE offers the ASEBA PUB 2000, an integrated banking application for retail and corporate banking. System consists of several custom designed applications oriented to different banking activities that are united as a universal core banking solution. Each application uses variety of modules that can be implemented as demanded.

Core banking systems are heart of modern banking, and at the same time they give you the advantage and protect your investment at the dynamic and competitive banking market. ASEBA PUB 2000 core banking will put you in front of your competitors, and because of its expandability and flexibility, it will help you stay there. ASEBA PUB 2000 is designed to meet the expanding needs of financial institutions, and to support the growing need for new distribution channels. It's modular and customizable design enables the rapid development and deployment of new services, both for management and customers.

ASEBA PUB 2000 offers user friendly tools for implementing the new services as required, not depending on IT department and their availability. The introduction for new service, custom tailored for specific needs was never as easy as now.

System Architecture

Data Architecture 

The entire ASEBA PUB 2000 Core System and all it’s applications are based on the same architecture and shared resources. The core system is based on a SQL server, and since it fully supports ANSI SQL standard, it is easily portable to Microsoft SQL server, IBM DB2 or Oracle and client applications are Windows based, with optional integration with MS Office applications. Depending on demand, database can be centralized, distributed or replicated.

Application Architecture 

ASEBA PUB 2000 is:

• Structured and modular
• Multi-tiered server/client application independent from server software or platform
• Independent modules provide easy modifications and re-engineering required by business process
• Technical tasks are detached from business logics
• Unified procedures and business logics

Communication Architecture 

ASEBA PUB 2000 Core System can utilize various networking architecture. Minimum

requirements go as low as analog dial-up networking used for synchronizing off-line servers, over analog and ISDN dial on demand network, up to fast online connection over VPN or private networking. Multiple servers can be added to the system to improve the performance and reduce network loads. These servers can be synchronized over permanent connection for enhanced performance, or if the permanent connection is not available, they can be synchronized periodically or on demand.

ASEBA PUB 2000 Supports multi-channel distribution over the Asseco SEE I-Bank Multi Channel service center, using WEB, voice, WAP, SMS and Fax.

Implementation Approach

Implementation of a ASEBA PUB 2000 often requires integration with the

different systems. Modularity of the system allows step by step implementation, product by product, that is seamless to the customers and trouble less for the bank.

Security

ASEBA PUB 2000 has detailed access control that provides control and limits through the roles and security levels.

Development

ASEBA PUB 2000 is developed with industry standard tools and uses Asseco SEE Visual Component Library that provides unified and professional design. Following the ANSI SQL standards provides compatibility with different platforms and easy upgrade and migration.

Core modules

Customer information 

Customer information system is integrated in all customer oriented modules, and offers a clear and complete view on each and every customer. The data is structured in a way that it can be used whenever and however desired. The same information can be used for example for newsletters, direct marketing or customer analysis or for daily tasks. 

Account Services

ASEBA PUB 2000 provides:

• Account administration
• Direct debits
• Cheques
• Giro accounts
• Acceptance payment bills
• Activity logs

Payment Services

ASEBA PUB 2000 offers comprehensive multi-currency national and international payments system. It provides tracking and management of bank’s accounts at clearing houses and at foreign correspondent banks. It also integrates various types of money transfer transactions with full compliance with SWIFT protocol and supports all local standards.

Deposits

Deposit modules offer variety of services – current accounts, short-term and long-term saving accounts, with or without withdrawal notice requirements, or time deposits. Corporate banking services also offer certificate of deposit management and entire range of services that may be required by corporate users.

Loans

ASEBA PUB 2000 loan modules are designed to operate in dynamic environment and to offer competitive flexibility that meets customer and market demands. We offer flexible repay options, prioritized payments, or additional repay flexibility for both residential and corporate users. At the same time we ensure bank’s security through full collateral support. 

Retail Banking

Retail banking application is the most important tool that helps servicing and interacting with the customers. It grants access to all the accounts and client details, with detailed customer search engine. It’s posting services include cache and cheque deposits and withdrawals, funds transfer, loans and savings servicing and currency exchange services. This application also offers various teller aids – electronic signature, various calculators and activity logs.

Cards

Asseco SEE offers a fully integrated Card Management System with standard set of options, including card personalization and e-banking options through ASEBA iBank Multi Channel service center. We offer standard interface towards VISA and Mastercard processing centers, and to local market debit cards standards.

General Ledger

General Ledger is at very core of the ASEBA PUB 2000. It offers automated account processing by the predefined and custom user added logic, but also allow full manual control. General ledger also provides full range of reports for internal and external use.

Management Support Application

ASEBA PUB 2000 also incorporates an application turned towards management, providing reports and assisting the management in daily activities and decision making. Reports generate data on partners, accounts and account activities, subsidiary activity and performance, general ledger, loans and savings reports. It also provides usefu tools, and sharing clients and partners information.

Shares and Shareholders Book

Shares and shareholders book keeps the track of all shareholders and issued shares. It automates the process of issuing the shares, and tracks all the share trading . All the share traffic can be monitored through detailed reports.